Banks, insurers and capital markets participants get a risk register that prices a loan, underwrites a policy or assesses a portfolio holding against the same continuously-scored data - with independent ratings, verified collateral data and PCAF-aligned financed emissions, all reading from the same source as the rest of the balance sheet.
Green-lending discounts, insurance premiums and capital markets exposure limits all too often price against a counterparty's own claims - not any independently verified data.
Lending, underwriting and investment decisions often rest on a counterparty's own questionnaire, with no independent way to verify the claims.
PCAF calculations vary loan by loan and asset class by asset class, with no single consistent data model behind them.
Confirming a green asset's ongoing performance - or a physical asset's insurable exposure - usually means a site visit, not continuous data.
Climate risk teams, credit or underwriting teams and the sustainability report each work from different numbers for the same portfolio.
Central bank and regulator scenario requirements demand quantified exposure figures most institutions can't yet produce on demand.
Manual underwriting for green loans, policies or investment mandates can't compete on speed with a standard product.
Most financial institutions start with the risk register a loan, policy or portfolio holding is priced against, then extend into the borrower and SME-facing products built on top of it.
The flagship risk register that every loan, policy or portfolio holding is priced against - physical, transition, water and supply-chain risk, continuously scored.
Explore SYNE Climate Risk ManagementSource verified deal flow for a sustainable investment mandate or capital markets allocation, matched against the same rated data.
ExploreThe institution's own disclosure - board-ready CSRD, TCFD and GRI reporting, drawn from the same risk and financed-emissions data.
ExploreVerifies a borrower's supply chain and collateral claims before a loan is priced, not after - the same traceability record backs the loan for its full term.
ExploreWhen an SME borrower runs its finances on SYNE One and shares that data, the institution sees actual financial exposure directly - not a static statement handed over once a year.
ExploreWhether the decision is a loan, an insurance policy or a portfolio allocation, it draws on the same verified data.
Loan origination, management and collections - priced directly against the risk core, not a self-declared borrower score.
ExploreIndependent ESG, sustainability and carbon ratings on every counterparty - governed at arm's length from the platform that feeds it.
Explore SYNE Ratings ↗Independent third-party assurance over financed-emissions figures and sustainability disclosures - the verification opinion a regulator or auditor actually requires, not a self-certified number.
Explore SYNE Assurance ↗The digital asset marketplace for circular economy - source verified suppliers and climate assets, or use it as a trade-finance channel against the same collateral data.
ExploreFourteen intelligence feeds benchmarking counterparty risk, ESG and emissions data against sector and country peers.
ExploreResults-based and blended finance structuring, with the same verified attribution rigour used by DFIs and foundations.
ExploreSYNE Carbon originates, finances and implements the water, waste, energy and direct carbon sequestration projects behind a green loan, a sustainability-linked policy or a climate-focused fund - with SYNE Ratings assessing the credit or asset independently of SYNE's own delivery.
Structure or participate in project finance for a specific decarbonisation project, with pre-development capital, forward offtake and debt facilities sized against future credit issuance - backed by an independent SYNE Carbon Rating.
Explore SYNE CarbonBuy, sell or retire verified carbon and climate assets on SYNE Asset Marketplace, or use the same SYNE Carbon Rating to underwrite an insurance product against a rated project.
ExploreEvery project, credit and asset behind a green loan, policy or fund is rated independently of SYNE Carbon's own origination and delivery - the same arm's-length standard applied whether SYNE originated the project or not.
Explore SYNE Ratings ↗Green product structuring, DFI blended-finance terms and regulatory scenario design are judgment calls that need a person.
SYNE's advisory arm for green and sustainability-linked product structuring, blended-finance terms and regulatory scenario modelling - delivered by people who also know the platform data model.
ExploreFind a vetted risk consultant or ESG specialist who works directly against the same portfolio data, across lending, underwriting or investment teams.
ExploreCase studies, technical documentation and benchmarking data for teams evaluating the platform before procurement.
How another lender moved financed emissions onto one consistent methodology across its loan book.
Analysis on PCAF methodology, climate stress-test requirements and the evolving regulatory landscape.
API documentation for integrating risk and financed-emissions data into existing core banking or policy admin systems.
Sector-specific detail on the industries a lending, underwriting or investment book is most exposed to.
How the platform is typically scoped and priced for an institutional-scale deployment.
A short conversation to see whether the platform fits before any commitment.
Different teams inside the same institution use the platform for very different day-to-day decisions.
Loan pricing that reflects a borrower's actual, continuously-scored exposure - not a static annual credit review.
PCAF-aligned financed emissions and a single data set for the institution's own regulatory disclosure.
Climate Value at Risk figures translated into the same financial language used across the rest of the balance sheet.
Audit-ready data with a clear lineage back to source, built for the same stress-test expectations regulators already require.
Faster origination decisions, with pricing that can be explained and defended to the borrower on real data.
One consistent view of climate and green-lending exposure across the whole loan book, not a quarterly assembled briefing.
An illustrative example of the banking bundle in practice.
Challenge: Mortgages, business loans, project finance and sovereign debt were each tracked with a different financed-emissions approach, with no consistent data-quality scoring across the book.
Bringing all four asset classes onto the same PCAF-aligned register replaced a manual, consultant-led annual exercise with a standing feed the sustainability team could pull from directly - and gave the credit team a consistent basis for pricing green-lending discounts.
Bring your existing loan book - or start from a single asset class. Walk away with a live view of how it prices against a continuously-scored register.